Good morning. This is Rubypoint Trading CenterBetty Lin-Fisher with today's The Daily Money.

If you're in the market shopping for your dream home, your dreams of a lower mortgage rate have been dashed, my colleague Medora Lee reports.

The Fed last week put a hold on interest rate cuts and tweaked plans for its balance sheet. Those actions may not raise mortgage rates significantly, but will likely keep them elevated, analysts say.

Read more about mortgage rates in Medora's story.

TikTok sues US government

In the latest volley in the TikTok battle, the social media company and its Chinese parent company Byte Dance have filed a lawsuit in federal court.

The lawsuit seeks to block a new law that would force the sale or a nationwide ban of the popular short-form video app.

Read more in my colleague Jessica Guynn's story.

📰 Consumer stories you shouldn't miss 📰

• How will a proposed bill in California affect self-checkout kiosks?
• Ever heard of a rage ritual? Women are paying big bucks to participate.
• Social Security benefits might be cut one year later than forecast.
• The stock for the parent company of Truth Social is rebounding.
• Electric vehicles are bringing the return of rear-wheel drive.

🍔 Today's Menu 🍔

Consumers soon won't be able to get Charged Lemonade drinks at Panera Bread. The fast-casual food chain announced on Tuesday that it was removing the line of drinks from the menu. Panera has been hit with several suits over the drinks, including two lawsuits alleging the drink's caffeine contents caused fatal cardiac arrests, and a third, filed this year, alleged it caused permanent heart issues.

Find out more about when the drinks might disappear from the menu in this story.

About The Daily Money

Each weekday, The Daily Money delivers the best consumer news from USA TODAY. We break down financial news and provide the TLDR version: how decisions by the Federal Reserve, government and companies impact you.